Do I invest my money in one lump?

The U.S. Stock market typically has at least a couple of 5% corrections each year.  One 10% correction should be expected per year and a 15% correction every 18 months or so.  Ideally, investors should train themselves to use market volatility or drops

to add to their SuperCap25 holdings.  A portfolio should be fully invested over 12-18 months.  Also, since the SuperCap25 is a lifetime strategy, cash should be systematically added especially during market declines.